CHAPTER 53 — Wall Street Reform and Consumer Protection
144 sections.
SUBCHAPTER I — FINANCIAL STABILITY 36 sections
Part A — Financial Stability Oversight Council 15 sections
- § 5321. — Financial Stability Oversight Council established
- § 5322. — Council authority
- § 5323. — Authority to require supervision and regulation of certain nonbank financial companies
- § 5324. — Registration of nonbank financial companies supervised by the Board of Governors
- § 5325. — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5326. — Reports
- § 5327. — Treatment of certain companies that cease to be bank holding companies
- § 5328. — Council funding
- § 5329. — Resolution of supervisory jurisdictional disputes among member agencies
- § 5330. — Additional standards applicable to activities or practices for financial stability purposes
- § 5331. — Mitigation of risks to financial stability
- § 5332. — GAO audit of Council
- § 5333. — Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
- § 5334. — Data standards
- § 5335. — Open data publication
Part B — Office of Financial Research 6 sections
Part C — Additional Board of Governors Authority for Certain Nonbank Financial Companies and Bank Holding Companies 14 sections
- § 5361. — Reports by and examinations of nonbank financial companies by the Board of Governors
- § 5362. — Enforcement
- § 5363. — Acquisitions
- § 5364. — Prohibition against management interlocks between certain financial companies
- § 5365. — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5366. — Early remediation requirements
- § 5367. — Affiliations
- § 5368. — Regulations
- § 5369. — Avoiding duplication
- § 5370. — Safe harbor
- § 5371. — Leverage and risk-based capital requirements
- § 5372. — Rule of construction
- § 5373. — International policy coordination
- § 5374. — Rule of construction
SUBCHAPTER II — ORDERLY LIQUIDATION AUTHORITY 14 sections
- § 5381. — Definitions
- § 5382. — Judicial review
- § 5383. — Systemic risk determination
- § 5384. — Orderly liquidation of covered financial companies
- § 5385. — Orderly liquidation of covered brokers and dealers
- § 5386. — Mandatory terms and conditions for all orderly liquidation actions
- § 5387. — Directors not liable for acquiescing in appointment of receiver
- § 5388. — Dismissal and exclusion of other actions
- § 5389. — Rulemaking; non-conflicting law
- § 5390. — Powers and duties of the Corporation
- § 5391. — Inspector General reviews
- § 5392. — Prohibition of circumvention and prevention of conflicts of interest
- § 5393. — Ban on certain activities by senior executives and directors
- § 5394. — Prohibition on taxpayer funding
SUBCHAPTER III — TRANSFER OF POWERS TO THE COMPTROLLER OF THE CURRENCY, THE CORPORATION, AND THE BOARD OF GOVERNORS 17 sections
Part A — Transfer of Powers and Duties 6 sections
Part B — Transitional Provisions 7 sections
Part C — Other Matters 2 sections
SUBCHAPTER IV — PAYMENT, CLEARING, AND SETTLEMENT SUPERVISION 12 sections
- § 5461. — Findings and purposes
- § 5462. — Definitions
- § 5463. — Designation of systemic importance
- § 5464. — Standards for systemically important financial market utilities and payment, clearing, or settlement activities
- § 5465. — Operations of designated financial market utilities
- § 5466. — Examination of and enforcement actions against designated financial market utilities
- § 5467. — Examination of and enforcement actions against financial institutions subject to standards for designated activities
- § 5468. — Requests for information, reports, or records
- § 5469. — Rulemaking
- § 5470. — Other authority
- § 5471. — Consultation
- § 5472. — Common framework for designated clearing entity risk management
SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION 49 sections
Part A — Bureau of Consumer Financial Protection 11 sections
- § 5491. — Establishment of the Bureau of Consumer Financial Protection
- § 5492. — Executive and administrative powers
- § 5493. — Administration
- § 5494. — Consumer Advisory Board
- § 5495. — Coordination
- § 5496. — Appearances before and reports to Congress
- § 5496a. — Annual audits
- § 5496b. — GAO study of financial regulations
- § 5497. — Funding; penalties and fines
- § 5498. — Data standards
- § 5499. — Open data publication
Part B — General Powers of the Bureau 9 sections
- § 5511. — Purpose, objectives, and functions
- § 5512. — Rulemaking authority
- § 5513. — Review of Bureau regulations
- § 5514. — Supervision of nondepository covered persons
- § 5515. — Supervision of very large banks, savings associations, and credit unions
- § 5516. — Other banks, savings associations, and credit unions
- § 5517. — Limitations on authorities of the Bureau; preservation of authorities
- § 5518. — Authority to restrict mandatory pre-dispute arbitration
- § 5519. — Exclusion for auto dealers
Part C — Specific Bureau Authorities 8 sections
- § 5531. — Prohibiting unfair, deceptive, or abusive acts or practices
- § 5532. — Disclosures
- § 5533. — Consumer rights to access information
- § 5534. — Response to consumer complaints and inquiries
- § 5535. — Private Education Loan Ombudsman
- § 5536. — Prohibited acts
- § 5537. — Senior investor protections
- § 5538. — Mortgage loans; rulemaking procedures; enforcement