{"identifier":"/us/usc/t12/s2802","title":12,"num":"\u00a7\u202f2802.","heading":"Definitions","text":"\u00a7\u202f2802.\nDefinitions\nFor purposes of this chapter\u2014\n(1) the term \u201cBureau\u201d means the Bureau of Consumer Financial Protection;\n(2) the term \u201cmortgage loan\u201d means a loan which is secured by residential real property or a home improvement loan;\n(3) the term \u201cdepository institution\u201d\u2014\n(A) means\u2014\n(i) any bank (as defined in\nsection 1813(a)(1) of this title\n(ii) any savings association (as defined in\nsection 1813(b)(1) of this title\n(iii) any credit union,\nwhich makes federally related mortgage loans as determined by the Board; and\n(B) includes any other lending institution (as defined in paragraph (4)\n1\n1 So in original. Probably should be \u201cparagraph (5)\u201d.\n(4) the term \u201ccompleted application\u201d means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;\n(5) the term \u201cother lending institutions\u201d means any person engaged for profit in the business of mortgage lending;\n(6) the term \u201cBoard\u201d means the Board of Governors of the Federal Reserve System; and\n(7) the term \u201cSecretary\u201d means the Secretary of Housing and Urban Development.","url":"https://projectusc.org/usc/t12/s2802.html","content":[{"t":"sec","id":"/us/usc/t12/s2802","children":[{"t":"num","text":"\u00a7\u202f2802."},{"t":"heading","text":"Definitions","tail":"\n"},{"t":"chapeau","text":"For purposes of this chapter\u2014"},{"t":"para","id":"/us/usc/t12/s2802/1","children":[{"t":"num","text":"(1)"},{"t":"content","text":" the term \u201cBureau\u201d means the Bureau of Consumer Financial Protection;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/2","children":[{"t":"num","text":"(2)"},{"t":"content","text":" the term \u201cmortgage loan\u201d means a loan which is secured by residential real property or a home improvement loan;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/3","children":[{"t":"num","text":"(3)"},{"t":"chapeau","text":" the term \u201cdepository institution\u201d\u2014"},{"t":"subpara","id":"/us/usc/t12/s2802/3/A","children":[{"t":"num","text":"(A)"},{"t":"chapeau","text":" means\u2014"},{"t":"clause","id":"/us/usc/t12/s2802/3/A/i","children":[{"t":"num","text":"(i)"},{"t":"content","text":" any bank (as defined in ","children":[{"t":"ref","text":"section 1813(a)(1) of this title","href":"/us/usc/t12/s1813/a/1","tail":");"}],"tail":"\n"}],"tail":"\n"},{"t":"clause","id":"/us/usc/t12/s2802/3/A/ii","children":[{"t":"num","text":"(ii)"},{"t":"content","text":" any savings association (as defined in ","children":[{"t":"ref","text":"section 1813(b)(1) of this title","href":"/us/usc/t12/s1813/b/1","tail":"); and"}],"tail":"\n"}],"tail":"\n"},{"t":"clause","id":"/us/usc/t12/s2802/3/A/iii","children":[{"t":"num","text":"(iii)"},{"t":"content","text":" any credit union,","tail":"\n"}],"tail":"\n\n"},{"t":"continuation","text":"which makes federally related mortgage loans as determined by the Board; and","tail":"\n"}],"tail":"\n"},{"t":"subpara","id":"/us/usc/t12/s2802/3/B","children":[{"t":"num","text":"(B)"},{"t":"content","text":" includes any other lending institution (as defined in paragraph (4)\u202f","children":[{"t":"ref","text":"1"},{"t":"num","text":"1","tail":"\u202fSo in original. Probably should be \u201cparagraph (5)\u201d."},{"t":"text","text":"\u202fSo in original. Probably should be \u201cparagraph (5)\u201d.","tail":") other than any institution described in subparagraph (A);"}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/4","children":[{"t":"num","text":"(4)"},{"t":"content","text":" the term \u201ccompleted application\u201d means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/5","children":[{"t":"num","text":"(5)"},{"t":"content","text":" the term \u201cother lending institutions\u201d means any person engaged for profit in the business of mortgage lending;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/6","children":[{"t":"num","text":"(6)"},{"t":"content","text":" the term \u201cBoard\u201d means the Board of Governors of the Federal Reserve System; and","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s2802/7","children":[{"t":"num","text":"(7)"},{"t":"content","text":" the term \u201cSecretary\u201d means the Secretary of Housing and Urban Development.","tail":"\n"}],"tail":"\n"},{"t":"text","text":"\n"},{"t":"text","text":"\n"}]}]}