{"identifier":"/us/usc/t12/s3404","title":12,"num":"\u00a7\u202f3404.","heading":"Customer authorizations","text":"\u00a7\u202f3404.\nCustomer authorizations\n(a)\nStatement furnished by customer to financial institution and Government authority; contents\nA customer may authorize disclosure under\n(1) authorizes such disclosure for a period not in excess of three months;\n(2) states that the customer may revoke such authorization at any time before the financial records are disclosed;\n(3) identifies the financial records which are authorized to be disclosed;\n(4) specifies the purposes for which, and the Government authority to which, such records may be disclosed; and\n(5) states the customer\u2019s rights under this chapter.\n(b)\nAuthorization as condition of doing business prohibited\nNo such authorization shall be required as a condition of doing business with any financial institution.\n(c)\nRight of customer to access to financial institution\u2019s record of disclosures\nThe customer has the right, unless the Government authority obtains a court order as provided in\nsection 3409 of this title","url":"https://projectusc.org/usc/t12/s3404.html","content":[{"t":"sec","id":"/us/usc/t12/s3404","children":[{"t":"num","text":"\u00a7\u202f3404."},{"t":"heading","text":"Customer authorizations"},{"t":"subsec","id":"/us/usc/t12/s3404/a","children":[{"t":"num","text":"(a)"},{"t":"heading","text":"Statement furnished by customer to financial institution and Government authority; contents"},{"t":"chapeau","text":"A customer may authorize disclosure under ","children":[{"t":"ref","text":"section 3402(1) of this title","href":"/us/usc/t12/s3402/1","tail":" if he furnishes to the financial institution and to the Government authority seeking to obtain such disclosure a signed and dated statement which\u2014"}]},{"t":"para","id":"/us/usc/t12/s3404/a/1","children":[{"t":"num","text":"(1)"},{"t":"content","text":" authorizes such disclosure for a period not in excess of three months;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s3404/a/2","children":[{"t":"num","text":"(2)"},{"t":"content","text":" states that the customer may revoke such authorization at any time before the financial records are disclosed;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s3404/a/3","children":[{"t":"num","text":"(3)"},{"t":"content","text":" identifies the financial records which are authorized to be disclosed;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s3404/a/4","children":[{"t":"num","text":"(4)"},{"t":"content","text":" specifies the purposes for which, and the Government authority to which, such records may be disclosed; and","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s3404/a/5","children":[{"t":"num","text":"(5)"},{"t":"content","text":" states the customer\u2019s rights under this chapter.","tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"subsec","id":"/us/usc/t12/s3404/b","children":[{"t":"num","text":"(b)"},{"t":"heading","text":"Authorization as condition of doing business prohibited"},{"t":"content","children":[{"t":"p","text":"No such authorization shall be required as a condition of doing business with any financial institution.","tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"subsec","id":"/us/usc/t12/s3404/c","children":[{"t":"num","text":"(c)"},{"t":"heading","text":"Right of customer to access to financial institution\u2019s record of disclosures"},{"t":"content","children":[{"t":"p","text":"The customer has the right, unless the Government authority obtains a court order as provided in ","children":[{"t":"ref","text":"section 3409 of this title","href":"/us/usc/t12/s3409","tail":", to obtain a copy of the record which the financial institution shall keep of all instances in which the customer\u2019s record is disclosed to a Government authority pursuant to this section, including the identity of the Government authority to which such disclosure is made."}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"text","text":"\n"},{"t":"text","text":"\n"}]}]}