{"identifier":"/us/usc/t12/s4543","title":12,"num":"\u00a7\u202f4543.","heading":"Public access to mortgage information","text":"\u00a7\u202f4543.\nPublic access to mortgage information\n(a)\nAvailability\n(1)\nIn general\nThe Director shall make available to the public, in forms useful to the public (including forms accessible by computers), the data submitted by the enterprises in the reports required under\nsection 1723a(m) of this title\nsection 1456(e) of this title\n(2)\nCensus tract level reporting\nSuch data shall include the data elements required to be reported under the Home Mortgage Disclosure Act of 1975 [\n12 U.S.C. 2801\n(b)\nAccess\n(1)\nProprietary data\nExcept as provided in paragraph (2), the Director may not make available to the public data that the Director determines pursuant to\nsection 4546 of this title\n(2)\nException\nThe Director shall not restrict access to the data provided in accordance with\nsection 1723a(m)(1)(A) of this title\nsection 1456(e)(1)(A) of this title\n(c)\nFees\nThe Director may charge reasonable fees to cover the cost of making data available under this section to the public.\n(d)\nTiming\nData submitted under this section by an enterprise in connection with a provision referred to in subsection (a) shall be made publicly available in accordance with this section not later than September 30 of the year following the year to which the data relates.","url":"https://projectusc.org/usc/t12/s4543.html","content":[{"t":"sec","id":"/us/usc/t12/s4543","children":[{"t":"num","text":"\u00a7\u202f4543."},{"t":"heading","text":"Public access to mortgage information"},{"t":"subsec","id":"/us/usc/t12/s4543/a","children":[{"t":"num","text":"(a)"},{"t":"heading","text":"Availability"},{"t":"para","id":"/us/usc/t12/s4543/a/1","children":[{"t":"num","text":"(1)"},{"t":"heading","text":"In general"},{"t":"content","children":[{"t":"p","text":"The Director shall make available to the public, in forms useful to the public (including forms accessible by computers), the data submitted by the enterprises in the reports required under ","children":[{"t":"ref","text":"section 1723a(m) of this title","href":"/us/usc/t12/s1723a/m","tail":" or "},{"t":"ref","text":"section 1456(e) of this title","href":"/us/usc/t12/s1456/e","tail":"."}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s4543/a/2","children":[{"t":"num","text":"(2)"},{"t":"heading","text":"Census tract level reporting"},{"t":"content","children":[{"t":"p","text":"Such data shall include the data elements required to be reported under the Home Mortgage Disclosure Act of 1975 [","children":[{"t":"ref","text":"12 U.S.C. 2801","href":"/us/usc/t12/s2801","tail":" et seq.], at the census tract level."}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"subsec","id":"/us/usc/t12/s4543/b","children":[{"t":"num","text":"(b)"},{"t":"heading","text":"Access"},{"t":"para","id":"/us/usc/t12/s4543/b/1","children":[{"t":"num","text":"(1)"},{"t":"heading","text":"Proprietary data"},{"t":"content","children":[{"t":"p","text":"Except as provided in paragraph (2), the Director may not make available to the public data that the Director determines pursuant to ","children":[{"t":"ref","text":"section 4546 of this title","href":"/us/usc/t12/s4546","tail":" are proprietary information."}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t12/s4543/b/2","children":[{"t":"num","text":"(2)"},{"t":"heading","text":"Exception"},{"t":"content","children":[{"t":"p","text":"The Director shall not restrict access to the data provided in accordance with ","children":[{"t":"ref","text":"section 1723a(m)(1)(A) of this title","href":"/us/usc/t12/s1723a/m/1/A","tail":" or "},{"t":"ref","text":"section 1456(e)(1)(A) of this title","href":"/us/usc/t12/s1456/e/1/A","tail":" or with subsection (a)(2)."}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"subsec","id":"/us/usc/t12/s4543/c","children":[{"t":"num","text":"(c)"},{"t":"heading","text":"Fees"},{"t":"content","children":[{"t":"p","text":"The Director may charge reasonable fees to cover the cost of making data available under this section to the public.","tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"subsec","id":"/us/usc/t12/s4543/d","children":[{"t":"num","text":"(d)"},{"t":"heading","text":"Timing"},{"t":"content","children":[{"t":"p","text":"Data submitted under this section by an enterprise in connection with a provision referred to in subsection (a) shall be made publicly available in accordance with this section not later than September 30 of the year following the year to which the data relates.","tail":"\n"}],"tail":"\n"}],"tail":"\n"},{"t":"text","text":"\n"},{"t":"text","text":"\n"}]}]}