{"identifier":"/us/usc/t18/s20","title":18,"num":"\u00a7\u202f20.","heading":"Financial institution defined","text":"\u00a7\u202f20.\nFinancial institution defined\nAs used in this title, the term \u201cfinancial institution\u201d means\u2014\n(1) an insured depository institution (as defined in section 3(c)(2) of the Federal Deposit Insurance Act);\n(2) a credit union with accounts insured by the National Credit Union Share Insurance Fund;\n(3) a Federal home loan bank or a member, as defined in section 2 of the Federal Home Loan Bank Act (\n12 U.S.C. 1422\n(4) a System institution of the Farm Credit System, as defined in section 5.35(3) of the Farm Credit Act of 1971;\n(5) a small business investment company, as defined in section 103 of the Small Business Investment Act of 1958 (\n15 U.S.C. 662\n(6) a depository institution holding company (as defined in section 3(w)(1) of the Federal Deposit Insurance Act;\n(7) a Federal Reserve bank or a member bank of the Federal Reserve System;\n(8) an organization operating under section 25 or section 25(a)\n1\n1 See References in Text note below.\n(9) a branch or agency of a foreign bank (as such terms are defined in paragraphs (1) and (3) of section 1(b) of the International Banking Act of 1978); or\n(10) a mortgage lending business (as defined in\nsection 27 of this title","url":"https://projectusc.org/usc/t18/s20.html","content":[{"t":"sec","id":"/us/usc/t18/s20","children":[{"t":"num","text":"\u00a7\u202f20."},{"t":"heading","text":"Financial institution defined","tail":"\n"},{"t":"chapeau","text":"As used in this title, the term \u201cfinancial institution\u201d means\u2014"},{"t":"para","id":"/us/usc/t18/s20/1","children":[{"t":"num","text":"(1)"},{"t":"content","text":" an insured depository institution (as defined in section 3(c)(2) of the Federal Deposit Insurance Act);","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/2","children":[{"t":"num","text":"(2)"},{"t":"content","text":" a credit union with accounts insured by the National Credit Union Share Insurance Fund;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/3","children":[{"t":"num","text":"(3)"},{"t":"content","text":" a Federal home loan bank or a member, as defined in section 2 of the Federal Home Loan Bank Act (","children":[{"t":"ref","text":"12 U.S.C. 1422","href":"/us/usc/t12/s1422","tail":"), of the Federal home loan bank system;"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/4","children":[{"t":"num","text":"(4)"},{"t":"content","text":" a System institution of the Farm Credit System, as defined in section 5.35(3) of the Farm Credit Act of 1971;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/5","children":[{"t":"num","text":"(5)"},{"t":"content","text":" a small business investment company, as defined in section 103 of the Small Business Investment Act of 1958 (","children":[{"t":"ref","text":"15 U.S.C. 662","href":"/us/usc/t15/s662","tail":");"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/6","children":[{"t":"num","text":"(6)"},{"t":"content","text":" a depository institution holding company (as defined in section 3(w)(1) of the Federal Deposit Insurance Act;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/7","children":[{"t":"num","text":"(7)"},{"t":"content","text":" a Federal Reserve bank or a member bank of the Federal Reserve System;","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/8","children":[{"t":"num","text":"(8)"},{"t":"content","text":" an organization operating under section 25 or section 25(a)\u202f","children":[{"t":"ref","text":"1"},{"t":"num","text":"1","tail":"\u202fSee References in Text note below."},{"t":"text","text":"\u202fSee References in Text note below.","tail":" of the Federal Reserve Act;"}],"tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/9","children":[{"t":"num","text":"(9)"},{"t":"content","text":" a branch or agency of a foreign bank (as such terms are defined in paragraphs (1) and (3) of section 1(b) of the International Banking Act of 1978); or","tail":"\n"}],"tail":"\n"},{"t":"para","id":"/us/usc/t18/s20/10","children":[{"t":"num","text":"(10)"},{"t":"content","text":" a mortgage lending business (as defined in ","children":[{"t":"ref","text":"section 27 of this title","href":"/us/usc/t18/s27","tail":") or any person or entity that makes in whole or in part a federally related mortgage loan as defined in section 3 of the Real Estate Settlement Procedures Act of 1974."}],"tail":"\n"}],"tail":"\n"},{"t":"text","text":"\n"},{"t":"text","text":"\n"}]}]}